Integrity       Commitment      Experience

At Ascent Home Loans we guarantee that you'll get the best rate on your mortgage from us. If you've done your research, you'll recognize immediately why we are confident in our rates. If you happen to get offered a better rate else where, we'll beat it, offer it or give you $500. It's that simple!

How It Works

• Apply online or contact Taylor Reaume at 800.605.4988.
• Lock-in the best mortgage loan rate.
• If you get offered a lower rate within 7 days on mortgage with equivalent provisions from any mortgage broker or lender, let us know and we'll beat it, offer it or give you $500 when you complete the competitor's mortgage.

To qualify, deliver to Taylor Reaume a copy of the registered mortgage document. The documents must be accurate, and disclose that the loan closed on the terms and conditions, including the fixed rate as previously disclosed, in the mortgage commitment. We'll try to beat or offer the rate, but If Taylor Reaume is unable to provide you with the lower fixed rate mortgage and you complete the mortgage financing with the competing lender on the quoted terms, Taylor Reaume will pay you $500.

When you take out an equity mortgage through Taylor Reaume, or use our qualified brokers to secure a mortgage with an institutional lender, we guarantee that You* will receive the lowest fixed rate available. If, you find a lower rate on a similar mortgage through a competing licensed mortgage broker or lender (a "competitor") within the next 7 days, we will pay you $500.

Program Rules

If you qualify for a conventional mortgage through a bank, trust company or other approved licensed lender, Taylor Reaume will provide you the best possible fixed rate available, or we'll pay you $500.00.

To be eligible, apply through Taylor Reaume.  If within 7 calendar days of your application through us, you deliver to Taylor Reaume a competitor's firm mortgage commitment at a lower fixed interest rate, with equivalent provisions***, then Taylor Reaume will either beat the offer or pay you $500.00 when you complete the competitor's mortgage.

If Taylor Reaume is unable to provide you with the lower fixed rate mortgage and you complete the mortgage financing with the competing lender on the quoted terms, Taylor Reaume will pay you $500. To be eligible for the $500 you must deliver to Taylor Reaume a copy of the registered mortgage document. The registered mortgage document must be accurate, and disclose that the loan closed on the terms and conditions, including the fixed rate as previously disclosed, in the mortgage commitment. This offer only applies to first priority mortgages within those geographical areas served by Taylor Reaume.

In order to be eligible, you must deliver to Taylor Reaume a competitor's mortgage commitment granting the same mortgage priority, with equivalent provisions***. The competitor's commitment must be dated and delivered to Taylor Reaume within 7 days of the date your mortgage was funded. If the stated mortgage rate is lower than your  mortgage offered by Taylor Reaume, with an APR**** not exceeding your Taylor Reaume's mortgage, then we will pay you $500.00. 

For the $500.00 Guarantee, Taylor Reaume reserves the right to verify that the competitor's offer is accurate. Taylor Reaume, in its sole discretion, will make all determinations of eligibility and qualification for payment of this guarantee. Taylor Reaume's liability under this guarantee will, in no event, exceed the sum of $500.00. It is your responsibility to ensure a competitor's offer, and for a conventional mortgage the registered mortgage document, is actually delivered to and received by Taylor Reaume. Taylor Reaume is not responsible for any failure in transmission, postal interruption, server or communication failure, technical malfunctions, or other delivery interruptions or failures beyond Taylor Reaume's control.

This guarantee is subject to revision or revocation by Taylor Reaume at any time without notice.