You may have been told that a higher interest rate is all you qualified for because of credit, income or employment issues. Well don't believe it. I specialize in helping people like you obtain affordable mortgage payments. I have access to over 200 mortgage banks across the U.S. We have a state of the art mortgage portal that matches you up with the lowest payment mortgage from over 200 Lenders across the U.S.
All of my clients are 'Clients for Life' because of the great loans I am able to find for them. I also pay for my clients appraisals and mail out a nice Thank You package when your loan funds to show my appreciation. We have many first time buyer loan programs that come with very affordable mortgage payments. Even though the Fed has recently increased interest rates, special programs like the one below are still available.
Employment or income issues are easily resolved with my loan expertise and knowledge. Call 1-800-605-4988. The call and information are free. Apply online via my application form here.
Home financing can be less stressful if you have the knowledge to ask the right mortgage questions. You deserve to have honest and straight answers, and to be educated about your home loan. I’ll both educate you and help you find a mortgage at a rate you can afford. I have access to a national database of 200 mortgage lenders and I am confident that I will find the lowest interest rate that the market can offer.
When arranging financing for your home, you need careful planning, precision, expertise, and execution. In other words, you can count on me to offer you the loan program that best fits your needs and provides the greatest amount of benefits. I will beat any quote you have in writing to show you I want to earn your business for life. 98% of my business is referral based, because I do amazing loans.
My Clients keep coming back to me, because I treat them with professionalism and honesty, and they are kept informed with unique information about the real estate market, home improvements and homeowner liability. I notify my clients immediately of newer and better loan programs that come onto the market and fit your qualification criteria. The quality of service you will receive from me is unmatched in my industry. Most Mortgage Consultants are not professional enough to develop a long term relationship with their clients. That is where I am different. With over 8 years of full time experience, I will create a home financing experience that exceeds your expectations.
Looking for an accountant or a realtor in your area? Please visit my preferred partners by clicking the map below. Find professionals in your area of whom I have pre-screened to provide you with a quality, ethics driven referrals.
Our Pick-A-Pay Cash Saver loan can significantly reduce your payments!: If your loan amount is:
You can pick a payment as low as:
$200,000 ....................................................................................................... $666.50
$400,000 ....................................................................................................... $1331.01
$600,000 ....................................................................................................... $1999.51
$800,000 ....................................................................................................... $2666.01
$1,000,000 .................................................................................................... $3332.52
Certain restrictions apply, Rates and Terms are subject to change. APR 6.75% Current Savings calculated on a 30 year loan at 6.25%. Excel Funding is licensed in: CA License #01209922
Retail Bank Vs. Mortgage Broker
1. Retail banks have much stricter qualification guidelines with more complicated application process, whereas a mortgage broker will find you a great rate at a bank that does not require large amounts of documentation and paperwork verification.
2. Retail banks make YOU do all of the work and typically still charge 1% of the loan amount or higher for their services. A mortgage broker will do ALL of the for YOU and charges the same amount.
3. A mortgage broker tends to have a more Client For Life service, which makes the refinancing process much easier and more enjoyable, whereas retail banks have employees that do not have the passion for the client's success.
4. A mortgage broker typically has access to a large variety of wholesale banks across the nation, and can search for the best rate and loan program on any given day. This is advantageous to you because you get the best rate on the market, and you are not locked into one Retail Banks rates and loan programs.
5. Many times borrowers have complicated credit profiles, and a mortgage broker will identify the issues that are likely to complicate the loan process, and find a bank that does not require such qualifications.
6. A mortgage broker sticks with you over the years and alerts you to better programs as they come onto the market, providing a more personal level of service.
7. A mortgage broker will take the time to educate you about the loan process so that you can make informed decisions when it comes to your home financing.
Four Ways That I Can Help You Right Now:
1. Want to know the value of your home? Simply fill out the form below and I will research the value of your home, and provide you with a detailed report - FREE!
2. Receive a FREE copy of my PDF ebook entitled: THE TOP TEN MOST IMPORTANT HOME LOAN QUESTIONS via email.
3. Receive a FREE home loan analysis report. I will research all of the major lenders in the U.S. and prepare a detailed analysis of your home loan showing your new home loan payments and how much you will be saving each month with the new lender that I find for you - FREE.
4. I have dedicated my life to understanding mortgages and how to find my clients the best loan programs with the lowest interest rates, with the fastest closing, and the lowest fee's. I am happy to be your pressure free backup lender!
Click on the map below to view my Networking Partners!
Kind Regards,
Taylor Reaume
Mortgage Consultant
Excel Funding
6700 East Pacific Coast Hwy #275
Long Beach, CA 90803
Office: (800) 605-4988
Office: (310) 519-8800
Cell: (562) 544-2355
Office: (800) 605-4988
http://www.excelfunding.com http://www.taylorreaume.com "Your Personal Mortgage Consultant for Life"
If you like me, don't keep me a secret! Send me a referral to taylor@excelfunding.com
Home financing can be less stressful if you have the knowledge to ask the right mortgage questions. You deserve to have honest and straight answers, and to be educated about your home loan. I’ll both educate you and help you find a mortgage at a rate you can afford. I have access to a national database of 200 mortgage lenders and I am confident that I will find the lowest interest rate that the market can offer. 
My Clients keep coming back to me, because I treat them with professionalism and honesty, and they are kept informed with unique information about the real estate market, home improvements and homeowner liability. I notify my clients immediately of newer and better loan programs that come onto the market and fit your qualification criteria. The quality of service you will receive from me is unmatched in my industry. Most Mortgage Consultants are not professional enough to develop a long term relationship with their clients. That is where I am different. With over 8 years of full time experience, I will create a home financing experience that exceeds your expectations. 
